Considerations on the continuation of easy government money for housing loans, exemplified by the Federal Housing Administration's 3.5% mortgage down payment loans. Why is the government continuing to push an already strained and depressed housing market further off the cliff? I haven't seen one person in government even attempt to answer that question. But it is scary, because it will continue to do long term damage to the American economy. And more bailouts probably loom, this time for the FHA. What was it Einstein said about the definition of insanity? This is a prime example right here.